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The two basic types of life insurance are Chatsworth insurance and Allen B Insurance. Simply explained, Whole Life is a policy you pay on until you die and Term Life is a policy for a set amount of time. You should seek the advice of a financial expert when planning your insurance Chatsworth needs. There are considerable differences between the two policies. In deciding between these two, consumers should consider their age, occupation, the number of dependent children and other factors to ensure they have the coverage necessary to protect their families.